Fort Walton Beach, Florida Mortgage Rates

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Fort Walton Beach Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Fort Walton Beach Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Fort Walton Beach are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Fort Walton Beach, Florida Mortgage Calculator

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    1. We shop 40 Fort Walton Beach lenders in order to save you money and find you lower rates.
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    Check out our Fort Walton Beach, FL Mortgage Reviews

    Fort Walton Beach is a city in southern Okaloosa County, Florida, United States. As of 2010, the population estimate for Fort Walton Beach was 19,510 recorded by the U.S. Census Bureau.[4] It is the principal city of the Fort Walton Beach−Crestview−Destin Metropolitan Statistical Area.

    Fort Walton Beach is a year-round fishing and beach resort community. Its busiest time of the year is the summer, causing a boost to the local economy because of seasonal human migration.