Homebuyer Grants

Do you meet the general criteria for a home loan but lack the down payment?
Because this happens far too often Smart Mortgage Centers has created forgivable grant programs that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.
Grants for homebuyers are not limited to first time homebuyers.  In order to qualify for the Grant Program the 1st mortgage will have to be completed by Smart Mortgage Centers.
  •  620 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

Mortgage Brokers are standing by to assist with mortgage questions and pre-approvals. Making the dreams of owning a home a reality since 1997.

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Get Pre-Approved

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.