USDA Mortgage

A USDA Home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

Some Benefits Of USDA Loans Are:

  • No Down Payment.
  • Lower-Than-Market Interest Rate.
  • Low Monthly Private Mortgage Insurance (PMI)
  • Flexible Credit Guidelines.
  • Ability to Finance Upfront PMI.

Who Qualifies For A USDA Mortgage

Eligibility is based both on the property and the borrower. The property must be located in a rural development eligible area, and be occupied as your primary residence.  Even if you do not consider your area “rural” you may be surprised to learn there are eligible properties nearby.  Check USDA property Eligibility Here.

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Get Pre-Approved

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.