Raleigh, Florida Mortgage Rates

We Shop 40 Raleigh, FL Lenders for You!

Raleigh Home Purchase Rates

30-YR. Conventional

Rate 6.375%  APR 6.410%

Get Quote

30-YR. FHA Loan

Rate 5.75% APR 6.510%

Get Quote

30-YR. VA Loan

Rate 5.75% APR 5.917%

Get Quote

Raleigh Refinance Rates

30-YR. Conventional

Rate 6.375% APR 6.410%

Get Quote

30-YR. FHA Loan

Rate 5.75% APR 6.510%

Get Quote

30-YR. VA Loan

Rate 5.75% APR 6.00%

Get Quote

15 Year Rates in Raleigh are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 12/1/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Raleigh, Florida Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 Raleigh lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Raleigh mortgage quote you want us to beat? just ask.
    Raleigh, Florida Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Raleigh, FL Mortgage Reviews

    Raleigh (/ˈrɑːli/; RAH-lee)[7] is the capital of the state of North Carolina and the seat of Wake County in the United States. It is the second-most populous city in North Carolina, the 41st-most populous city in the U.S., and the largest city of the Research Triangle metro area. Raleigh is known as the “City of Oaks” for its many oak trees, which line the streets in the heart of the city.[8] The city covers a land area of 147.6 square miles (382 km2). The U.S. Census Bureau counted the city’s population as 474,069 in 2020.[4] It is one of the fastest-growing cities in the country.[9][10] The city of Raleigh is named after Walter Raleigh, who established the lost Roanoke Colony in present-day Dare County.