Woodland, Illinois Mortgage Rates

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Woodland Home Purchase Rates

30-YR. Conventional

Rate 6.50%  APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.00% APR 6.186%

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Woodland Refinance Rates

30-YR. Conventional

Rate 6.50% APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.25% APR 6.490%

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15 Year Rates in Woodland are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 9/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    A woodland (/ˈwʊdlənd/ (listen)) is, in the broad sense, land covered with trees,[1][2] or in a narrow sense, synonymous with wood (or in the U.S., the plurale tantum woods), a low-density forest forming open habitats with plenty of sunlight and limited shade (see differences between British, American, and Australian English explained below). Woodlands may support an understory of shrubs and herbaceous plants including grasses. Woodland may form a transition to shrubland under drier conditions or during early stages of primary or secondary succession. Higher-density areas of trees with a largely closed canopy that provides extensive and nearly continuous shade are often referred to as forests.

    Extensive efforts by conservationist groups have been made to preserve woodlands from urbanization and agriculture. For example, the woodlands of Northwest Indiana have been preserved as part of the Indiana Dunes.[3][4][5]