West Palm Beach, Florida Mortgage Rates

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West Palm Beach Home Purchase Rates

30-YR. Conventional

Rate 5.25% APR 5.281%

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West Palm Beach Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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15 Year Rates in West Palm Beach are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

West Palm Beach, Florida Mortgage Calculator

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Facts About Us

1. We shop 40 West Palm Beach lenders in order to save you money and find you lower rates.

2. We have been in business for 25 years.

3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.

4. We have the latest technology to get you to the closing table fast.

5. Do you have a West Palm Beach mortgage quote you want us to beat? just ask.

West Palm Beach, Florida Home Loans made Simple

Complete your home purchase or refinancing goals with easy online access and a designated professional.

1. Pre-Qualify

A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

2. Apply Online

Fast and easy online application takes 7 minutes.

APPLY NOW

3. Upload Documents

Simply upload your requested documents to get to the closing table fast.

4. Close Your Loan

Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

Check out our West Palm Beach, FL Mortgage Reviews

Knowledgeable, Personable, Efficient

Michelle is wonderful! She is very knowledgeable, personable, and very efficient! She is patient and really takes time to explain the mortgage process. I highly recommend her!

Erin Albers

November 27, 2021

Absolutely Fantastic

Owen Weddel made my experience on buy a home just absolutely fantastic. Hes very knowledgeable and patient and will explain all steps and process clearly. Ever time we needed anything or had any questions he would respond quickly. Even on Sundays. Thanks again Owen! We were referred to you and Im glad we had the opportunity to work together.

Jose Luis

November 12, 2021

Smooth and Easy

Michelle was amazing. She made the process smooth and easy and made sure I knew what was happening every step of the way. I couldn’t have done this without her!

Jen Stafford

November 27, 2021

Wonderful to Work With.

Owen Weddel was very wonderful to work with. Everything went very smoothly and on time. I will definitely recommend him to family and friends. He is a very nice and wonderful person and very professional. He answered any questions we had promptly and was very easy to get a hold of when we needed something.

Victoria Flores

November 11, 2021

Absolute Pleasure

Working with Michelle G is an absolute pleasure. She helped me find a mortgage solution that was right for my budget and made sure I understood the entire process. Definitely recommend

AJ

November 01, 2021

Clear to Close!

Michelle told me everything to expect upfront and told me I could close in 30 days or less. I was very skeptical because the past few times it has taken much longer and tons of red tape. To my (very pleasant) surprise, I submitted docs and had a conditional approval less than a week later. After appraisal came back good, Michelle called me with a “clear to close” and set the closing time for a couple days later. Even then I thought something would get held up, but sure enough we closed a few days later. I can only say that I will NEVER use an online only service again. The local touch and service exceeded expectations.

David Norris

November 01, 2021

Professionalism and Dedication

My experience as a first time buyer was to be honest stressful, anxiety provoking and exciting all in one. If not for the professional and dedication of my Realtor ,Owen and Jamie who both made the experience painless. I would of have panic attacks being so close.to becoming a home owner just to be out bid was discouraging at time. However with the support of my realtor team and family I found my forever home. They really did make my dream of owning a home a reality. Thank for everything Owen and Jamie at smart mortgage

Paulette Burnett

October 29, 2021

Eased my Worries

I was nervous about purchasing my first home, and Michelle eased my worries. She was always responding to my questions, keeping me in the loop. Today my son and I are in my new home. Michelle is a lifesaver.

Kisha Shered

November 05, 2021

Exceptional Service

Jon provided me with exceptional service. I was looking for the lowest rate on my refinance and he made it happen. The entire team at Smart is professional and I will recommend to anyone looking to refinance their home.

T. Malik

October 14, 2021

#1 in my Book

Tony McDougall made my home buying process easy. Im a first time home buyer and when I got in contact with Tony, he was patient and very helpful. He told me what I needed to do to become a homeowner. Along the way, Tony kept in touch with me and guided me through the entire lending process. Tony is the best! He was very responsive and knowledgeable. Tony and Smart Mortgage Centers are #1 in my book.

Jackie Smart

July 09, 2021

Excellent Experience

Excellent experience getting my loan figured out, even with a complex situation Tony was able to get me financed and walked me through the entire purchase process.

Mike Wert

October 27, 2021

Simply the Best!

Michelle is simply the best! I have never received better customer service before in my life! She handled our mortgage and put any worries we had to rest. I would recommend her to anyone with no reservations!

Jamie Irby

July 02, 2021

West Palm Beach is a city in and the county seat of Palm Beach County, Florida, United States.[6] It is located immediately to the west of the adjacent Palm Beach, which is situated on a barrier island across the Lake Worth Lagoon. The population was 117,415 at the 2020 census. West Palm Beach is a principal city of the Miami metropolitan area, which was home to 6,138,333 people in 2020.[7] It is the oldest incorporated municipality in the South Florida area, incorporated as a city two years before Miami in November 1894. West Palm Beach is located approximately 68 miles (109 km) north of Downtown Miami.

West Palm Beach, Florida Mortgage Rates

We Shop 40 West Palm Beach, FL Lenders for You!

West Palm Beach Home Purchase Rates

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West Palm Beach Refinance Rates

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West Palm Beach, Florida Mortgage Calculator

Quick Rate Quote

Facts About Us

1. We shop 40 West Palm Beach lenders in order to save you money and find you lower rates.

2. We have been in business for 25 years.

3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.

4. We have the latest technology to get you to the closing table fast.

5. Do you have a West Palm Beach mortgage quote you want us to beat? just ask.

West Palm Beach, Florida Home Loans made Simple

1. Pre-Qualify

2. Apply Online

3. Upload Documents

4. Close Your Loan

Check out our West Palm Beach, FL Mortgage Reviews

Knowledgeable, Personable, Efficient

Absolutely Fantastic

Smooth and Easy

Wonderful to Work With.

Absolute Pleasure

Clear to Close!

Professionalism and Dedication

Eased my Worries

Exceptional Service

#1 in my Book

Excellent Experience

Simply the Best!

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