Virginia, Illinois Mortgage Rates

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Virginia Home Purchase Rates

30-YR. Conventional

Rate 6.50%  APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.00% APR 6.186%

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Virginia Refinance Rates

30-YR. Conventional

Rate 6.50% APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.25% APR 6.490%

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15 Year Rates in Virginia are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 9/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Virginia, Illinois Mortgage Calculator

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    Facts About Us
    1. We shop 40 Virginia lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
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    5. Do you have a Virginia mortgage quote you want us to beat? just ask.
    Virginia, Illinois Home Loans made Simple

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    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Virginia, IL Mortgage Reviews

    Virginia (/vərˈdʒɪnjə/ (listen)), officially the Commonwealth of Virginia, is a state in the Mid-Atlantic and Southeastern regions of the United States,[5][6] between the Atlantic Coast and the Appalachian Mountains. The geography and climate of the Commonwealth are shaped by the Blue Ridge Mountains and the Chesapeake Bay, which provide habitat for much of its flora and fauna. The capital of the Commonwealth is Richmond; Virginia Beach is the most-populous city, and Fairfax County is the most-populous political subdivision. The Commonwealth’s population in 2020[update] was over 8.65 million, with 36% of them living in the Baltimore–Washington metropolitan area.