Virgilina, Virginia Mortgage Rates

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Virgilina Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Virgilina Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Virgilina are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Virgilina is a town in Halifax County, Virginia, United States. The population was 154 at the 2010 census.[5] Virgilina was once a copper mining town. It was a stop on the Atlantic and Danville Railway as recently as the 1950s. It is named “Virgilina” because it is located on the Virginia and North Carolina border.

    Virgilina is located in the southeast corner of Halifax County at 36°32′43″N 78°46′25″W / 36.54528°N 78.77361°W / 36.54528; -78.77361 (36.545244, −78.773720).[6] The town’s southern border is the Virginia–North Carolina line. Virginia State Routes 96 and 49 intersect at the center of town. VA-96 leads west 7 miles (11 km) to U.S. Route 501 south of Cluster Springs, while VA-49 leads northeast 14 miles (23 km) to Clarksville. Both highway numbers continue into North Carolina: NC 96 leads southeast 20 miles (32 km) to Oxford, North Carolina, while NC 49 runs southwest 17 miles (27 km) to Roxboro, North Carolina.