The Galena Territory, Illinois Mortgage Rates

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The Galena Territory Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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The Galena Territory Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in The Galena Territory are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    The Galena Territory is a census-designated place in Jo Daviess County, Illinois, United States. Its population was 1,058 as of the 2010 census.[1] The territory was incorporated on July 26, 1973.[3] The community consists of a private 6,800-acre (28 km2) development located several miles southeast of downtown Galena.[4] The Territory, which is managed by a homeowners association, has set aside 1,500 acres (6.1 km2) of protected recreational land.[5][6] The remainder is filled with low-density residential development and Eagle Ridge Resort & Spa. As of August 2017, there were 4,082 property owners, 554 permanent residences, and 1,675 vacation residences.[7]