Spotsylvania Courthouse, Virginia Mortgage Rates

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Spotsylvania Courthouse Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Spotsylvania Courthouse Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Spotsylvania Courthouse are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Check out our Spotsylvania Courthouse, VA Mortgage Reviews

    Spotsylvania Courthouse is a census-designated place (CDP) and the county seat of Spotsylvania County, Virginia, located 10 miles (16 km) southwest of Fredericksburg. Recognized by the U.S. Census Bureau as a census designated place (CDP), the population was 4,239 at the 2010 census.

    During the American Civil War, the crossroads community became a Union objective during the Battle of Spotsylvania Courthouse, fought May 8–21, 1864. The battle, which ended in stalemate,[3] included a brutal 20-hour struggle over a section of the Confederate defenses that became known as the “Bloody Angle”. The site of the Bloody Angle and other portions of the battlefield are preserved as part of Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park and administered by the National Park Service. The Fredericksburg and Spotsylvania National Military Park includes three cemeteries. Over 15,000 Union soldiers, many unidentified, are buried in the Fredericksburg National Cemetery. The other two cemeteries are dedicated to fallen Confederate soldiers.[4]