Spotsylvania Courthouse, Virginia Mortgage Rates

We Shop 40 Spotsylvania Courthouse, VA Lenders for You!

Spotsylvania Courthouse Home Purchase Rates

30-YR. Conventional

Rate 6.50%  APR 6.548%

Get Quote

30-YR. FHA Loan

Rate 6.000% APR 6.766%

Get Quote

30-YR. VA Loan

Rate 6.25% APR 6.450%

Get Quote

Spotsylvania Courthouse Refinance Rates

30-YR. Conventional

Rate 6.50% APR 6.548%

Get Quote

30-YR. FHA Loan

Rate 6.00% APR 6.766%

Get Quote

30-YR. VA Loan

Rate 6.25% APR 6.490%

Get Quote

15 Year Rates in Spotsylvania Courthouse are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 11/29/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Spotsylvania Courthouse, Virginia Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 Spotsylvania Courthouse lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Spotsylvania Courthouse mortgage quote you want us to beat? just ask.
    Spotsylvania Courthouse, Virginia Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Spotsylvania Courthouse, VA Mortgage Reviews

    Spotsylvania Courthouse is a census-designated place (CDP) and the county seat of Spotsylvania County, Virginia, located 10 miles (16 km) southwest of Fredericksburg. Recognized by the U.S. Census Bureau as a census designated place (CDP), the population was 4,239 at the 2010 census.

    During the American Civil War, the crossroads community became a Union objective during the Battle of Spotsylvania Courthouse, fought May 8–21, 1864. The battle, which ended in stalemate,[3] included a brutal 20-hour struggle over a section of the Confederate defenses that became known as the “Bloody Angle”. The site of the Bloody Angle and other portions of the battlefield are preserved as part of Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park and administered by the National Park Service. The Fredericksburg and Spotsylvania National Military Park includes three cemeteries. Over 15,000 Union soldiers, many unidentified, are buried in the Fredericksburg National Cemetery. The other two cemeteries are dedicated to fallen Confederate soldiers.[4]