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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 2/24/2023 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Sergeant Bluff is a city in Woodbury County, Iowa, United States. It is part of the Sioux City, IA–NE–SD Metropolitan Statistical Area. The population was 5,015 at the time of the 2020 census.[4]

    The city was named in honor of U.S. Army Sergeant Charles Floyd, a native of Kentucky who was one of the first men to enlist in the Lewis and Clark Expedition in the early 1800s.[6] Just three months into the two-year journey, Floyd became violently ill and died the next day, August 20, 1804, of what is believed to have been a ruptured appendix.[7][8][9] He was buried on a hill overlooking an unnamed river on the Iowa side of the Missouri River. In his honor, the expedition’s leaders, Meriwether Lewis and William Clark, named the river Floyd River and the hill Floyd’s Bluff, now part of Sioux City.[8] Floyd was the expedition’s only casualty.[10]