Royal Lakes, Illinois Mortgage Rates

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Royal Lakes Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Royal Lakes Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Royal Lakes are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Check out our Royal Lakes, IL Mortgage Reviews

    Royal Lakes is a village in Macoupin County, Illinois, United States. The population was 190 at the 2000 census. A July 1, 2008 U.S. Census Bureau estimate placed the population at 184.[4]

    Royal Lakes is located at 39°6′42″N 89°57′38″W / 39.11167°N 89.96056°W / 39.11167; -89.96056 (39.1116990, -89.9606600)[3] in Hillyard Township in southern Macoupin County. Royal Lakes lies at the southwestern corner of two intersecting roads, Illinois Route 16 and Illinois Route 159. The nearest large cities are St. Louis, approximately 50 miles (80 km) to the southwest and Springfield, around 60 miles (97 km) northeast of the village.