Port St. Joe, Florida Mortgage Rates

We Shop 40 Port St. Joe, FL Lenders for You!

Port St. Joe Home Purchase Rates

30-YR. Conventional

Rate 6.375%  APR 6.410%

Get Quote

30-YR. FHA Loan

Rate 5.75% APR 6.510%

Get Quote

30-YR. VA Loan

Rate 5.75% APR 5.917%

Get Quote

Port St. Joe Refinance Rates

30-YR. Conventional

Rate 6.375% APR 6.410%

Get Quote

30-YR. FHA Loan

Rate 5.75% APR 6.510%

Get Quote

30-YR. VA Loan

Rate 5.75% APR 6.00%

Get Quote

15 Year Rates in Port St. Joe are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 12/1/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Port St. Joe, Florida Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 Port St. Joe lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Port St. Joe mortgage quote you want us to beat? just ask.
    Port St. Joe, Florida Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Port St. Joe, FL Mortgage Reviews

    Port St. Joe is a city located at the intersection of U.S. Highway 98 and State Road 71 and the county seat of Gulf County, Florida. As of the 2020 census,the population was 3,357. This was a decline from 3,644 as of the 2000 census.

    St. Joseph was founded in 1835 by businessmen from nearby Apalachicola, which was troubled by legal conflict over land titles.[3] It was mostly abandoned in 1841 after a yellow fever epidemic; a storm surge produced by a hurricane in 1844 destroyed what structures remained.[4] During the Civil War, Florida was a leading producer of salt for the Confederate army. On September 15, 1862, a Union officer on board the USS Kingfisher wrote that he an his men had sent a demand to the extensive salt works at Saint Joseph that they cease production. When the work was not halted, the Kingfisher went into Saint Joseph bay, sent at least 50 men in land, and destroyed the salt works.[5] In the early 20th century a new settlement was founded close to the original after the arrival of the Apalachicola Northern Railroad in 1909. It appears that the more informal “Port St. Joe” was adopted for official use around this time.