Port St. Joe, Florida Mortgage Rates
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15 Year Rates in Port St. Joe are even LOWER!
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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 12/1/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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1. We shop 40 Port St. Joe lenders in order to save you money and find you lower rates.
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Check out our Port St. Joe, FL Mortgage Reviews
Knowledgeable, Personable, Efficient
Michelle is wonderful! She is very knowledgeable, personable, and very efficient! She is patient and really takes time to explain the mortgage process. I highly recommend her!
Owen Weddel made my experience on buy a home just absolutely fantastic. Hes very knowledgeable and patient and will explain all steps and process clearly. Ever time we needed anything or had any questions he would respond quickly. Even on Sundays. Thanks again Owen! We were referred to you and Im glad we had the opportunity to work together.
Smooth and Easy
Michelle was amazing. She made the process smooth and easy and made sure I knew what was happening every step of the way. I couldn’t have done this without her!
Wonderful to Work With.
Owen Weddel was very wonderful to work with. Everything went very smoothly and on time. I will definitely recommend him to family and friends. He is a very nice and wonderful person and very professional. He answered any questions we had promptly and was very easy to get a hold of when we needed something.
Working with Michelle G is an absolute pleasure. She helped me find a mortgage solution that was right for my budget and made sure I understood the entire process. Definitely recommend
Clear to Close!
Michelle told me everything to expect upfront and told me I could close in 30 days or less. I was very skeptical because the past few times it has taken much longer and tons of red tape. To my (very pleasant) surprise, I submitted docs and had a conditional approval less than a week later. After appraisal came back good, Michelle called me with a “clear to close” and set the closing time for a couple days later. Even then I thought something would get held up, but sure enough we closed a few days later. I can only say that I will NEVER use an online only service again. The local touch and service exceeded expectations.
Professionalism and Dedication
My experience as a first time buyer was to be honest stressful, anxiety provoking and exciting all in one. If not for the professional and dedication of my Realtor ,Owen and Jamie who both made the experience painless. I would of have panic attacks being so close.to becoming a home owner just to be out bid was discouraging at time. However with the support of my realtor team and family I found my forever home. They really did make my dream of owning a home a reality. Thank for everything Owen and Jamie at smart mortgage
Eased my Worries
I was nervous about purchasing my first home, and Michelle eased my worries. She was always responding to my questions, keeping me in the loop. Today my son and I are in my new home. Michelle is a lifesaver.
Jon provided me with exceptional service. I was looking for the lowest rate on my refinance and he made it happen. The entire team at Smart is professional and I will recommend to anyone looking to refinance their home.
#1 in my Book
Tony McDougall made my home buying process easy. Im a first time home buyer and when I got in contact with Tony, he was patient and very helpful. He told me what I needed to do to become a homeowner. Along the way, Tony kept in touch with me and guided me through the entire lending process. Tony is the best! He was very responsive and knowledgeable. Tony and Smart Mortgage Centers are #1 in my book.
Excellent experience getting my loan figured out, even with a complex situation Tony was able to get me financed and walked me through the entire purchase process.
Simply the Best!
Michelle is simply the best! I have never received better customer service before in my life! She handled our mortgage and put any worries we had to rest. I would recommend her to anyone with no reservations!
Port St. Joe is a city located at the intersection of U.S. Highway 98 and State Road 71 and the county seat of Gulf County, Florida. As of the 2020 census,the population was 3,357. This was a decline from 3,644 as of the 2000 census.
St. Joseph was founded in 1835 by businessmen from nearby Apalachicola, which was troubled by legal conflict over land titles. It was mostly abandoned in 1841 after a yellow fever epidemic; a storm surge produced by a hurricane in 1844 destroyed what structures remained. During the Civil War, Florida was a leading producer of salt for the Confederate army. On September 15, 1862, a Union officer on board the USS Kingfisher wrote that he an his men had sent a demand to the extensive salt works at Saint Joseph that they cease production. When the work was not halted, the Kingfisher went into Saint Joseph bay, sent at least 50 men in land, and destroyed the salt works. In the early 20th century a new settlement was founded close to the original after the arrival of the Apalachicola Northern Railroad in 1909. It appears that the more informal “Port St. Joe” was adopted for official use around this time.