Ohio, Illinois Mortgage Rates

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Ohio Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Ohio Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Ohio are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Ohio, Illinois Mortgage Calculator

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    Facts About Us
    1. We shop 40 Ohio lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Ohio mortgage quote you want us to beat? just ask.
    Ohio, Illinois Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Ohio, IL Mortgage Reviews

    Ohio (/oʊˈhaɪoʊ/ (listen)) is a state in the Midwestern region of the United States. Of the fifty states, it is the 34th-largest by area, and with a population of nearly 11.8 million, is the seventh-most populous and tenth-most densely populated. The state’s capital and largest city is Columbus, with the Columbus metro area, Greater Cincinnati, and Greater Cleveland being the largest metropolitan areas. Ohio is bordered by Lake Erie to the north, Pennsylvania to the east, West Virginia to the southeast, Kentucky to the southwest, Indiana to the west, and Michigan to the northwest. Ohio is historically known as the “Buckeye State” after its Ohio buckeye trees, and Ohioans are also known as “Buckeyes”.[13] Its state flag is the only non-rectangular flag of all the U.S. states.