North Utica, Illinois Mortgage Rates

We Shop 40 North Utica, IL Lenders for You!

North Utica Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

Get Quote

30-YR. FHA Loan

Rate 4.75% APR 5.483%

Get Quote

30-YR. VA Loan

Rate 4.875% APR 5.025%

Get Quote

North Utica Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

Get Quote

30-YR. FHA Loan

Rate 4.75% APR 5.483%

Get Quote

30-YR. VA Loan

Rate 4.875% APR 5.104%

Get Quote

15 Year Rates in North Utica are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

View Legal Rate Disclaimer

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

North Utica, Illinois Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 North Utica lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a North Utica mortgage quote you want us to beat? just ask.
    North Utica, Illinois Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our North Utica, IL Mortgage Reviews

    North Utica, often known as Utica, is a village in Utica Township, LaSalle County, Illinois. The population was 1352 at the 2010 United States Census. It is part of the Ottawa Micropolitan Statistical Area.

    While North Utica is the proper name for the city, advertising on nearby Interstates 80 and 39 refers to the village by its original name, Utica. In addition, people who live in the area, official Interstate signage, and signs indicating the city limits all refer to the town as Utica.[citation needed]