Muncie, Illinois Mortgage Rates

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Muncie Home Purchase Rates

30-YR. Conventional

Rate 6.50%  APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.00% APR 6.186%

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Muncie Refinance Rates

30-YR. Conventional

Rate 6.50% APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.25% APR 6.490%

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15 Year Rates in Muncie are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 9/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Muncie (/ˈmʌnsi/ MUN-see) is an incorporated city and the seat of Delaware County, Indiana. Previously known as Buckongahelas Town, named after the legendary Delaware Chief. [10]It is located in East Central Indiana, about 50 miles (80 km) northeast of Indianapolis.[11] The United States Census for 2010 reported the city’s population was 70,085. It is the principal city of the Muncie metropolitan statistical area, which has a population of 117,671.[12]

    The Lenape (Delaware) people, led by Buckongahelas[13] arrived in the area in the 1790s, founding several villages, including one known as Munsee Town, along the White River. The trading post, renamed Muncietown, was selected as the Delaware County seat and platted in 1827. Its name was officially shortened to Muncie in 1845 and incorporated as a city in 1865. Muncie developed as a manufacturing and industrial center, especially after the Indiana gas boom of the 1880s. It is home to Ball State University. As a result of the Middletown studies, sociological research that was first conducted in the 1920s, Muncie is said to be one of the most studied United States cities of its size.[14]