Muncie, Illinois Mortgage Rates

We Shop 40 Muncie, IL Lenders for You!

Muncie Home Purchase Rates

30-YR. Conventional

Rate CALL  APR CALL

Get Quote

30-YR. FHA Loan

Rate CALL APR CALL

Get Quote

30-YR. VA Loan

Rate CALL APR CALL

Get Quote

Muncie Refinance Rates

30-YR. Conventional

Rate CALL APR CALL

Get Quote

30-YR. FHA Loan

Rate CALL APR CALL

Get Quote

30-YR. VA Loan

Rate CALL APR CALL

Get Quote

15 Year Rates in Muncie are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 2/24/2023 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Muncie, Illinois Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 Muncie lenders in order to save you money and find you lower rates.
    2. We have been in business for 26 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Muncie mortgage quote you want us to beat? just ask.
    Muncie, Illinois Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Muncie, IL Mortgage Reviews

    Muncie (/ˈmʌnsi/ MUN-see) is an incorporated city and the seat of Delaware County, Indiana. Previously known as Buckongahelas Town, named after the legendary Delaware Chief. [10]It is located in East Central Indiana, about 50 miles (80 km) northeast of Indianapolis.[11] The United States Census for 2010 reported the city’s population was 70,085. It is the principal city of the Muncie metropolitan statistical area, which has a population of 117,671.[12]

    The Lenape (Delaware) people, led by Buckongahelas[13] arrived in the area in the 1790s, founding several villages, including one known as Munsee Town, along the White River. The trading post, renamed Muncietown, was selected as the Delaware County seat and platted in 1827. Its name was officially shortened to Muncie in 1845 and incorporated as a city in 1865. Muncie developed as a manufacturing and industrial center, especially after the Indiana gas boom of the 1880s. It is home to Ball State University. As a result of the Middletown studies, sociological research that was first conducted in the 1920s, Muncie is said to be one of the most studied United States cities of its size.[14]