Miami Gardens, Florida Mortgage Rates

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Miami Gardens Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Miami Gardens Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Miami Gardens are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Check out our Miami Gardens, FL Mortgage Reviews

    Miami Gardens is a city in north-central Miami-Dade County, Florida, United States. It is 16 miles north of Downtown Miami and its boundaries stretch from I-95 and NE 2nd Avenue on the east to NW 47th and NW 57th Avenues on the west, and from the Broward County line on the north to 151st Street on the south.[4] The city name comes from one of the major roadways through the area, Miami Gardens Drive. According the US Census Bureau, the city had a population of 110,001 as of 2019, and it is Florida’s largest city with a majority African American population.[5] It is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people in 2015.