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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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Inverness (/ɪnvərˈnɛs/ (listen); from the Scottish Gaelic: Inbhir Nis [iɲɪɾʲˈniʃ], meaning “Mouth of the River Ness”; Scots: Innerness) is a city in the Scottish Highlands. It is the administrative centre for The Highland Council[2] and is regarded as the capital of the Highlands. Historically it served as the county town of the county of Inverness-shire. Inverness lies near two important battle sites: the 11th-century battle of Blàr nam Fèinne against Norway which took place on the Aird, and the 18th century Battle of Culloden which took place on Culloden Moor.[3] It is the northernmost city in the United Kingdom and lies within the Great Glen (Gleann Mòr) at its northeastern extremity where the River Ness enters the Beauly Firth. At the latest, a settlement was established by the 6th century with the first royal charter being granted by Dabíd mac Maíl Choluim (King David I) in the 12th century. Inverness and Inverness-shire are closely linked to the Clan MacKenzie.[4]