Countryside, Illinois Mortgage Rates
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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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1. We shop 40 Countryside lenders in order to save you money and find you lower rates.
2. We have been in business for 25 years.
3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
4. We have the latest technology to get you to the closing table fast.
5. Do you have a Countryside mortgage quote you want us to beat? just ask.
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Complete your home purchase or refinancing goals with easy online access and a designated professional.
1. Pre-Qualify
A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online
2. Apply Online
Fast and easy online application takes 7 minutes.
3. Upload Documents
Simply upload your requested documents to get to the closing table fast.
4. Close Your Loan
Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.
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In general, a rural area or a countryside is a geographic area that is located outside towns and cities.[1] The Health Resources and Services Administration of the United States Department of Health and Human Services defines the word rural as encompassing “…all population, housing, and territory not included within an urban area. Whatever is not urban is considered rural.”[2] Typical rural areas have a low population density and small settlements. Agricultural areas and areas with forestry typically are described as rural. Different countries have varying definitions of rural for statistical and administrative purposes.
Rural areas, because of their unique economic and social dynamics, and relationship to land-based industry such as agriculture, forestry and resource extraction, the economics are very different from cities and can be subject to boom and bust cycles and vulnerability to extreme weather or natural disasters, such as droughts. These dynamics alongside larger economic forces encouraging to urbanization have lead to significant demographic declines, called rural flight, where economic incentives encourage younger populations to go to cities for education and access to jobs leaving older, less educated and less wealthy populations in the rural areas. Slower economic development results in poorer services like healthcare and education and rural infrastructure. This cycle cycle of poverty in some rural areas, means that three quarters of the global population in poverty live in rural areas according to the Food and Agricultural Organization.