Colchester, Illinois Mortgage Rates

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Colchester Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Colchester Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Colchester are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Colchester (/ˈkoʊltʃɪstər/ (listen)[1]) is a historic market town and the largest settlement within the borough of Colchester in the county of Essex, in the East of England. Colchester occupies the site of what was Camulodunum, the first major Roman city in, and sometime capital of, Roman Britain. Colchester lays claim to be Britain’s oldest recorded town.[2][3] Colchester has been a military garrison since the Roman era and is currently home to the 16th Air Assault Brigade. In 2019 it had an estimated population of 138,131.[4]