Cocoa Beach, Florida Mortgage Rates

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Cocoa Beach Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Cocoa Beach Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Cocoa Beach are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Check out our Cocoa Beach, FL Mortgage Reviews

    Cocoa Beach is a city in Brevard County, Florida, United States. The population was 11,539 at the 2018 United States Census.[4] It is part of the Palm Bay-Melbourne-Titusville, Florida Metropolitan Statistical Area.

    The first non-native settlement in the area was by a family of freed slaves following the American Civil War. In 1888, a group of men from Cocoa bought the entire tract of land, which went undeveloped until it was bought out in 1923 by a member of the group—Gus Edwards, Cocoa’s city attorney. At that time, Edwards’ total holdings included approximately 600 acres (240 ha). He stopped practicing law to devote all his efforts to developing the area.[5][6][7]