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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 2/24/2023 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    In geology (Udden–Wentworth scale), a boulder is a rock fragment with size greater than 256 millimetres (10.1 in) in diameter.[1] Smaller pieces are called cobbles and pebbles. While a boulder may be small enough to move or roll manually, others are extremely massive.[2]
    In common usage, a boulder is too large for a person to move. Smaller boulders are usually just called rocks (American English) or stones (In British English a rock is larger than a boulder).[disputed – discuss] The word boulder is short for boulder stone, from Middle English bulderston or Swedish bullersten.[3]

    In places covered by ice sheets during Ice Ages, such as Scandinavia, northern North America, and Siberia, glacial erratics are common. Erratics are boulders picked up by ice sheets during their advance, and deposited when they melt.[2] They are called “erratic” because they typically are of a different rock type than the bedrock on which they are deposited. One such boulder is used as the pedestal of the Bronze Horseman in Saint Petersburg, Russia.