Birmingham, Iowa Mortgage Rates

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Birmingham Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Birmingham Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Birmingham, IA are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Birmingham, Iowa Mortgage Calculator

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    1. We shop 40 Birmingham lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
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    Birmingham, Iowa Home Loans made Simple

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    2. Apply Online

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    3. Upload Documents

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    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Birmingham, IA Mortgage Reviews

    Birmingham (/ˈbɜːrmɪŋəm/ (listen)[3][4][5] BUR-ming-əm) is a city and metropolitan borough in the West Midlands, England. It is the second-largest city, urban area and metropolitan area in England and the United Kingdom,[b] with roughly 1.1 million inhabitants within the city area, 2.8 million inhabitants within the urban area,[6] and 3.6 million inhabitants within the metropolitan area.[7] The city proper is the most populated English local government district.[8] Birmingham is commonly referred to as the “second city of the United Kingdom”,[9][10] although this is frequently disputed.[11][12][13]