Bay Harbor Islands, Florida Mortgage Rates
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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 2/24/2023 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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Bay Harbor Islands is a town in Miami-Dade County, Florida, United States. The population was 5,922 at the 2020 census.[citation needed] It is separated from the mainland by Biscayne Bay, over which the land masses are connected via the Broad Causeway. On the mainland side, Bay Harbor Islands is bordered by the city of North Miami, while to the east it borders the villages of Bal Harbour and Surfside. To the south lies the exclusive village of Indian Creek. Bay Harbor Islands is about 20 minutes’ driving distance away from Miami International Airport, and it is situated between the larger cities of Aventura and Miami Beach.
Bay Harbor Islands was founded by Shepard Broad on April 28, 1947. It consists of two islands: originally known as Broadview and Bay Harbor, now referred to as, respectively, the West and East Islands. The West Island features single family homes, while the East Island contains the business district, a K–8 school, and multi-family housing.