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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 2/24/2023 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Nocatee /ˈnɒkətiː/ is an unincorporated planned community located primarily in northern St. Johns County, Florida. The community blends a variety of neighborhoods with schools, parks, recreation, offices, shopping, and restaurants.[1] As of 2020, the community consists of twenty-two neighborhoods, some of which are specialized for certain age groups.[2] Part of the development lies within Jacksonville in Duval County. It is near Ponte Vedra Beach in Florida’s First Coast region and sits on 13,323 acres (5,392 ha) of land. It was approved in 2001 as a Development of Regional Impact (DRI) under Section 380.06 of the Florida Statutes.[3][4] In addition, Nocatee is just a few minutes away from pristine beaches, golf courses, business parks and major airports in downtown Jacksonville and St. Augustine.[5] The Nocatee vision was centered around a desire to transform the unique setting of the land into a place with a truly exceptional quality of living, while still preserving the area’s peaceful beauty. By incorporating elements of “Smart Growth,” Nocatee provides its residents with employment opportunities, shopping, schools, recreation and beautiful homes – everything needed for and exceptional quality of life.[6]

    Nocatee’s creator, The PARC Group, claims that its main goal is to create communities that balance the lifestyles of its residents.[7] The PARC Groups’s Chairman and CEO, Roger O’Steen, founded the group in 1989 and was directly involved with the development of Nocatee and many other communities. He had been named Northeast Developer of the Year in 2018, and The PARC Group has been claiming this title for a consecutive 12 years.[8]
    Donna Lundgren, the manager for the Nocatee Welcome Center, explains that the actual word “Nocatee” has roots in Timucuan Indian and translates to “peaceful river”. She also states that Nocatee is “approximately 25 square miles, 14,000 acres with over 60% of remaining preserve for conservation and preservation.”[9]