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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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Jan Phyl Village is a census-designated place (CDP) in Polk County, Florida, United States. The population was 5,633 at the 2000 census. It is part of the Lakeland–Winter Haven Metropolitan Statistical Area.
Jan Phyl Village was formed from a purchase in 1950 of 1,200 acres of land west of Winter Haven, purchased by Harry Lesnick of Vermont. He christened the area Jan Phyl Village after his daughters, Janet and Phyllis Lesnick. Most of the early development was real estate, sold to airmen and pilot instructors stationed at the nearby Bartow Air Base during the Korean War. The area suffered its first recession in 1953 at the cessation of U.S. military activity in Korea, leading to many homes being foreclosed.[4] The area remains economically depressed as of 2014, with many closed storefronts. If a proposed transportation improvement program planned by the Polk Transportation Planning Organization is approved, major thoroughfares in the area will be widened by 2030 to accommodate additional traffic.[5]