Johnston City, Illinois Mortgage Rates

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Johnston City Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Johnston City Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Johnston City are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Johnston City is a city in Williamson County, Illinois, United States. The population was 3,348 at the 2020 census. This was a center of coal mining in the early 20th century, having a peak of population in the 1920s. The mining jobs attracted many immigrants from Europe.

    Johnston City was founded in 1894 as a stop along the Chicago, Paducah and Memphis Railroad (later part of the Chicago and Eastern Illinois), and named for the contracting firm that constructed the railroad.[2]