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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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Harpers Ferry is a historic town in Jefferson County, West Virginia, United States, in the lower Shenandoah Valley. The population was 285 at the 2020 census. It is situated at the confluence of the Potomac and Shenandoah rivers, where the U.S. states of Maryland, Virginia, and West Virginia meet. It is the easternmost town in West Virginia and during the Civil War was the northernmost point of Confederate-controlled territory. It has been called “the best strategic point in the whole South”.[5]
The town was formerly spelled Harper’s Ferry with an apostrophe—in the 18th century, it was the site of a ferry service owned and operated by Robert Harper.[6] The United States Board on Geographic Names, whose Domestic Name Committee is reluctant to include apostrophes in official place names,[7][8] established the standard spelling of “Harpers Ferry” by 1891.[9]