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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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Providence is a home rule-class city[5] in Webster County, Kentucky, in the United States. The population was 3,193 at the time of the 2010 United States Census.
In 1820, Richard B. Savage arrived from Virginia with his wife and his elder sister Mary (Savage) Settler, and opened a general store on the site of the present city. The community that grew up was known as Savageville, until the post office was established in 1828, when it was renamed “Providence”. Though sometimes said to honor the Rhode Island city of that name,[6] local history records that an old trader who had been helped by nearby farmers suggested the name to honor divine Providence.[2] On February 18, 1840,[1] the town had a population of 150; there were three physicians, five stores, two hotels, a school, a Baptist church, a Masonic lodge, and three tobacco stemmeries. Located in the heart of the state’s Black Patch tobacco-growing region, Providence eventually became the 3rd-largest stemming market in all of America.[7]