Stock Island, Florida Mortgage Rates

We Shop 40 Stock Island, FL Lenders for You!

Stock Island Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

Get Quote

30-YR. FHA Loan

Rate 4.75% APR 5.483%

Get Quote

30-YR. VA Loan

Rate 4.875% APR 5.025%

Get Quote

Stock Island Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

Get Quote

30-YR. FHA Loan

Rate 4.75% APR 5.483%

Get Quote

30-YR. VA Loan

Rate 4.875% APR 5.104%

Get Quote

15 Year Rates in Stock Island are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Stock Island, Florida Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 Stock Island lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Stock Island mortgage quote you want us to beat? just ask.
    Stock Island, Florida Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Stock Island, FL Mortgage Reviews

    Stock Island is an island in the lower Florida Keys immediately east of Key West (separated from Key West by Cow Key Channel, which is only about 75 yards (70 m) wide). Immediately northwest is Key Haven (official name Raccoon Key), from which it is connected by causeway with US 1 (the Overseas Highway). The part north of U.S. 1 is part of the City of Key West, while the southern part is a census-designated place (CDP) in Monroe County, Florida, United States.[1] The population of the CDP was 4,410 at the 2000 census. Stock Island was supposedly named for herds of livestock formerly kept there.[2] Alternatively, some local historians suggest that it may be named for an early settler.[3]

    Stock Island is located at 24°34′12″N 81°44′15″W / 24.57000°N 81.73750°W / 24.57000; -81.73750 (24.570075, -81.737376).[4]