Sanibel, Florida Mortgage Rates

We Shop 40 Sanibel, FL Lenders for You!

Sanibel Home Purchase Rates

30-YR. Conventional

Rate 6.50%  APR 6.535%

Get Quote

30-YR. FHA Loan

Rate 6.00% APR 6.781%

Get Quote

30-YR. VA Loan

Rate 6.00% APR 6.186%

Get Quote

Sanibel Refinance Rates

30-YR. Conventional

Rate 6.50% APR 6.535%

Get Quote

30-YR. FHA Loan

Rate 6.00% APR 6.781%

Get Quote

30-YR. VA Loan

Rate 6.25% APR 6.490%

Get Quote

15 Year Rates in Sanibel are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 9/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Sanibel, Florida Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 Sanibel lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Sanibel mortgage quote you want us to beat? just ask.
    Sanibel, Florida Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Sanibel, FL Mortgage Reviews

    Sanibel is an island and city in Lee County, Florida, United States. The population was 6,469 at the 2010 census, with an estimated 2018 population of 7,402. It is part of the Cape Coral-Fort Myers, Florida Metropolitan Statistical Area. The island, also known as Sanibel Island, constitutes the entire city. It is a barrier island – a collection of sand on the leeward side of the more solid coral-rock of Pine Island.

    Most of the city proper is at the east end of the island. After the Sanibel causeway was built to replace the ferry in May 1963, the city was incorporated in 1974 and the residents asserted control over development by establishing the Sanibel Comprehensive Land Use Plan, helping to maintain a balance between development and preservation of the island’s ecology.[4]