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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 2/24/2023 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    A palatine or palatinus (in Latin; plural palatini; cf. derivative spellings below) is a high-level official attached to imperial or royal courts in Europe since Roman times.[1] The term palatinus was first used in Ancient Rome for chamberlains of the Emperor due to their association with the Palatine Hill.[2] The imperial palace guard, after the rise of Constantine I, were also called the Scholae Palatinae for the same reason. In the Early Middle Ages the title became attached to courts beyond the imperial one; one of the highest level of officials in the papal administration were called the judices palatini. Later the Merovingian and Carolingian dynasties had counts palatine, as did the Holy Roman Empire. Related titles were used in Hungary, Poland, Lithuania, the German Empire, and the Duchy of Burgundy, while England, Ireland, and parts of British North America referred to rulers of counties palatine as palatines.[1]

    The different spellings originate from the different languages that used the title throughout the ages (a phenomenon called lenition). The word “palatine” evolved from the Latin word palatinus, asserting a connection to the Palatine Hill, where the house of the Roman emperor was situated since Augustus (hence “palace”).[3] The meaning of the term hardly changed, since Latin was the dominant language in medieval writing. But its spelling slightly changed in European languages: Latin palatinus, plural palatini was still an office in Merovingian times, today referred to as the Count Palatine. The word became in French palaisin, and with the Norman dynasty entered the English language as palatine. The word paladin, referring to one of the legendary Twelve Peers of Charlemagne in the Matter of France, is also related.[4]