North Miami, Florida Mortgage Rates

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North Miami Home Purchase Rates

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North Miami Refinance Rates

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15 Year Rates in North Miami are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 2/24/2023 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Facts About Us
    1. We shop 40 North Miami lenders in order to save you money and find you lower rates.
    2. We have been in business for 26 years.
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    2. Apply Online

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    4. Close Your Loan

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    North Miami is a suburban city located in northeast Miami-Dade County, Florida, United States, about 10 miles (16 km) north of Miami. The city lies on Biscayne Bay and hosts the Biscayne Bay Campus of Florida International University, and the North Miami campus of Johnson & Wales University. Originally the town of “Arch Creek”, the area was incorporated as the “Town of Miami Shores”, which was renamed the “Town of North Miami” in 1931. It was reincorporated as a city in 1953.