Navarre Beach, Florida Mortgage Rates

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Navarre Beach Home Purchase Rates

30-YR. Conventional

Rate 6.50%  APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.00% APR 6.186%

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Navarre Beach Refinance Rates

30-YR. Conventional

Rate 6.50% APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.25% APR 6.490%

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15 Year Rates in Navarre Beach are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 9/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Navarre[5] is a census-designated place and unincorporated community in Santa Rosa County in the northwest Florida Panhandle. It is a major bedroom community for mostly U.S. military personnel, federal civil servants, local population, retirees and defense contractors. Due to Navarre Beach and the 4 miles (6.4 km) of beach front on the Gulf of Mexico thereof, as well as several miles of beaches within the Navarre Beach Marine Park and the Gulf Islands National Seashore, it has a small, but rapidly growing community of nature enthusiasts and tourists.[6] Navarre has grown from being a small town of around 1,500 in 1970 to a town with a population estimated at 44,876 as of 2019[update].[4]

    Navarre is about 25 miles (40 km) east of Pensacola and about 15 miles (24 km) west of Fort Walton Beach. The community is roughly centered on the junction of U.S. Route 98 and State Road 87.[7] It is part of the Pensacola–Ferry Pass–Brent Metropolitan Statistical Area (more commonly referred to as the Pensacola Metro Area), and is the second largest community in the metropolitan area, according to a 2014 study.[8] Navarre is the third-largest community in the Florida Panhandle.[8]