16151 S. Lincoln Hwy,
Plainfield, IL 60586
Office: (630)904-1800 x 210
Serving Arizona, Florida, Illinois, Indiana, Iowa, Virginia and Wisconsin
Platinum Client Perks
For our Previous Closed Clients
We will Beat all Competitors
$250 Dollar Gas Card at Closing
Our Closing Costs Won’t Be Beat
10 Minute Approvals
Refer a Friend Gift Card Program
Call or TEXT for a quick analysis (630)853-1289
7 – 10 minutes could save you thousands in hidden costs!
Today’s Popular Programs
Get Smart Mortgage Rates
Our rates and closing costs won’t be beat. Getting a quote from us could save you thousands in closing costs. Show us your Loan Estimate and we will beat it.
Our 15 Year Rates are even LOWER!
Call for custom fixed rate terms from 8 – 30 years.
Call me direct at (630)853-1289
In order for Smart Mortgage Centers to beat a rate quote, the quote must be provided in writing by the competitor by way of Loan Estimate. No verbal rate quotes will be considered and are not valid. Loan Estimates that have been changed in anyway will also be disqualified. Rates presented on this website are based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 12/1/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350. As previous closed client of Smart Mortgage Centers you are automatically enrolled in our FREE platinum incentive program. The Refer a friend and receive a gift card program only applies to referrals who close their loan at Smart Mortgage Centers. The referral gift card is the same value ($100.00) and will only can be distributed to the previous closed client who referred us the new client.
WE BEAT Today’s National Mortgage Rates
Quick Rate Quote
Smart Mortgage Calculator
Facts About Us
1. We shop 40 lenders in order to save you money and find you lower rates.
2. We have been in business for 25 years.
3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
4. We have the latest technology to get you to the closing table fast.
5. Do you have a quote you want us to beat? just ask.
Our process is stress free and smooth.
Complete your home purchase or refinancing goals with easy online access and a designated professional.
I will have you pre-qualified to buy a home or refinance within 7 – 10 minutes. Call now 630-853-1289 or Apply Online
2. Apply Online
Fast and easy online application takes 7 minutes.
3. Upload Documents
Simply upload your requested documents to get to the closing table fast.
4. Close Your Loan
Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.
Home Buyers get more Options
Now is the time to Refinance
Looking for a lower rate, or maybe it’s time for home improvements or cash out. Get a customized refinance quote from 8 year to 30 year terms.
“This team is exceptional. Refinanced my home in 11 days! Got the rate I wanted and Michelle was very helpful from start to finish. Happy I could work with a local company with a successful outcome.” Mel Cameron – Country Club Hills, IL
Helping Veterans since 1997
The VA Mortgage Center helps veterans find smarter home loans. We answer your VA mortgage questions, offer wholesale rates with no closing cost options. Take a look at our VA mortgage rates and get quotes today.
We create a personal mortgage experience with technology. Our reviews speak for themselves.
5.0 / 5
star rating by our clients on Google, Yelp, BBB, Facebook
years of mortgage experience
“Working with Michelle G is an absolute pleasure. She helped me find a mortgage solution that was right for my budget and made sure I understood the entire process. Definitely recommend”. AJ
“Michelle told me everything to expect upfront and told me I could close in 30 days or less. I was very skeptical because the past few times it has taken much longer and tons of red tape. To my (very pleasant) surprise, I submitted docs and had a conditional approval less than a week later. After appraisal came back good, Michelle called me with a “clear to close” and set the closing time for a couple days later. Even then I thought something would get held up, but sure enough we closed a few days later. I can only say that I will NEVER use an online only service again. The local touch and service exceeded expectations”. David N
“Michelle was amazing. She made the process smooth and easy and made sure I knew what was happening every step of the way. I couldn’t have done this without her”! Jen S
“Michelle’s dedication to her clients and knowledge of her professionalism is above and beyond anyone in the industry! Thank you Michelle for being so helpful in this so very important moment in my family’s journey’! Mr Wisdom
“Smart Mortgage works for you. Their representative Michelle was so helpful & informative during the whole loan process. She was always courteous & professional. I’d recommend Michelle to anyone looking for a loan. She’ll get the job done… thx Michelle” Bonnie B