Miami Shores, Florida Mortgage Rates

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Miami Shores Home Purchase Rates

30-YR. Conventional

Rate 6.375%  APR 6.410%

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30-YR. FHA Loan

Rate 5.75% APR 6.510%

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30-YR. VA Loan

Rate 5.75% APR 5.917%

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Miami Shores Refinance Rates

30-YR. Conventional

Rate 6.375% APR 6.410%

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30-YR. FHA Loan

Rate 5.75% APR 6.510%

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30-YR. VA Loan

Rate 5.75% APR 6.00%

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15 Year Rates in Miami Shores are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 12/1/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Miami Shores is a village in Miami-Dade County, Florida, United States.

    By the early 1900s, the area encompassing today’s Miami Shores Village was occupied by a starch (coontie) mill, a tomato packing plant, a saw mill, a pineapple plantation and a grapefruit grove. These were the various enterprises in which the early pioneers were engaged and with the coming of the railroad and its stop at the Biscayne Station, they were able to live off the land. Two of the most successful growers were Major Hugh Gordon and T.V. Moore. T.V. Moore owned the land in what is today’s commercial district, while the Gordon Tract bordered the bay. By 1922, Lee T. Cooper, who had amassed his wealth from a patent medicine by the name of Tanlac, purchased T.V. Moore’s land holdings. Cooper planned to develop the area and named it Bay View Estates. In 1924, the Shoreland Company purchased the Gordon Tract, Bay View Estates and other scattered acreage in order to create Miami Shores, “America’s Mediterranean.”