Merritt Island, Florida Mortgage Rates

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Merritt Island Home Purchase Rates

30-YR. Conventional

Rate 6.375%  APR 6.410%

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30-YR. FHA Loan

Rate 5.75% APR 6.510%

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30-YR. VA Loan

Rate 5.75% APR 5.917%

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Merritt Island Refinance Rates

30-YR. Conventional

Rate 6.375% APR 6.410%

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30-YR. FHA Loan

Rate 5.75% APR 6.510%

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30-YR. VA Loan

Rate 5.75% APR 6.00%

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15 Year Rates in Merritt Island are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 12/1/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Check out our Merritt Island, FL Mortgage Reviews

    Merritt Island is a census-designated place (CDP) in Brevard County, Florida, United States, located on the eastern Floridian coast, along the Atlantic Ocean. The population was 34,518 at the 2020 census.[4] It is part of the Palm Bay – Melbourne – Titusville, Florida Metropolitan Statistical Area. The name “Merritt Island” also refers to the extent of the peninsula, misnamed an “island”.[5]

    Merritt Island National Wildlife Refuge and NASA’s John F. Kennedy Space Center are located on the northern part of Merritt Island. The southern area is heavily residential, with centralized light commercial and light industrial areas.