Eldorado, Illinois Mortgage Rates

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Eldorado Home Purchase Rates

30-YR. Conventional

Rate 6.625%  APR 6.687%

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30-YR. FHA Loan

Rate 6.25% APR 7.021%

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30-YR. VA Loan

Rate 6.25% APR 6.442%

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Eldorado Refinance Rates

30-YR. Conventional

Rate 6.625% APR 6.687%

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30-YR. FHA Loan

Rate 6.25% APR 7.021%

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30-YR. VA Loan

Rate 6.25% APR 6.528%

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15 Year Rates in Eldorado are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 9/30/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    El Dorado (pronounced [el doˈɾaðo], English: /ˌɛl dəˈrɑːdoʊ/; Spanish for “the golden one”), originally El Hombre Dorado (“The Golden Man”) or El Rey Dorado (“The Golden King”), was the term used by the Spanish in the 16th century to describe a mythical tribal chief (zipa) of the Muisca people, an indigenous people of the Altiplano Cundiboyacense of Colombia, who, as an initiation rite, covered himself with gold dust and submerged in Lake Guatavita. The legends surrounding El Dorado changed over time, as it went from being a man, to a city, to a kingdom, and then finally to an empire.

    A second location for El Dorado was inferred from rumors, which inspired several unsuccessful expeditions in the late 1500s in search of a city called Manoa on the shores of Lake Parime or Parima. Two of the most famous of these expeditions were led by Sir Walter Raleigh. In pursuit of the legend, Spanish conquistadors and numerous others searched what is today Colombia, Venezuela, and parts of Guyana and northern Brazil, for the city and its fabulous king. In the course of these explorations, much of northern South America, including the Amazon River, was mapped. By the beginning of the 19th century, most people dismissed the existence of the city as a myth.[1]