Cedar Rapids, Iowa Mortgage Rates

We Shop 40 Cedar Rapids, IA Lenders for You!

Cedar Rapids Home Purchase Rates

30-YR. Conventional

Rate 6.625%  APR 6.687%

Get Quote

30-YR. FHA Loan

Rate 6.25% APR 7.021%

Get Quote

30-YR. VA Loan

Rate 6.25% APR 6.442%

Get Quote

Cedar Rapids Refinance Rates

30-YR. Conventional

Rate 6.625% APR 6.687%

Get Quote

30-YR. FHA Loan

Rate 6.25% APR 7.021%

Get Quote

30-YR. VA Loan

Rate 6.25% APR 6.528%

Get Quote

15 Year Rates in Cedar Rapids, IA are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 9/30/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Cedar Rapids, Iowa Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 Cedar Rapids lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Cedar Rapids mortgage quote you want us to beat? just ask.
    Cedar Rapids, Iowa Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Cedar Rapids, IA Mortgage Reviews

    Cedar Rapids (/ˈsiːdər/) is the second-largest city in Iowa, United States and is the county seat of Linn County. The city lies on both banks of the Cedar River, 20 miles (32 km) north of Iowa City and 100 miles (160 km) northeast of Des Moines, the state’s capital and largest city. It is a part of the Cedar Rapids/Iowa City region of Eastern Iowa, which includes Linn, Benton, Cedar, Iowa, Jones, Johnson, and Washington counties.[4]

    As of the 2020 United States Census, the city population was 137,710.[3][5] The estimated population of the three-county Metropolitan Statistical Area, which includes the nearby cities of Marion and Hiawatha, was 255,452 in 2008.[6] Cedar Rapids is an economic hub of the state, located at the core of the Interstate 380 corridor.