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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 2/24/2023 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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Bonifay is a city in Holmes County, Florida, United States. As of the 2020 census,the population was 2,759. It is the county seat of Holmes County.[4]
Bonifay was founded in 1882[5] when the Pensacola and Atlantic Railroad was built across the Florida Panhandle, and was named by P&A executive W. D. Chipley[6][failed verification] for Frank Bonifay, member of a prominent family who had a brickmaking factory in Pensacola, where the P&A was headquartered. Frank Bonifay bought a stake in the P&A, which in 1891 was merged into the Louisville and Nashville Railroad, which after several more mergers became part of CSX Transportation in 1986. On June 1, 2019, the Florida Gulf & Atlantic Railroad acquired most of the CSX line from Pensacola to Jacksonville.