Bethalto, Illinois Mortgage Rates

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Bethalto Home Purchase Rates

30-YR. Conventional

Rate 6.50%  APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.00% APR 6.186%

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Bethalto Refinance Rates

30-YR. Conventional

Rate 6.50% APR 6.535%

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30-YR. FHA Loan

Rate 6.00% APR 6.781%

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30-YR. VA Loan

Rate 6.25% APR 6.490%

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15 Year Rates in Bethalto are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 9/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Bethalto is a village located in Madison County, Illinois, United States. Bethalto, like the rest of Madison County, is part of the Illinois Metro East portion of the Greater St. Louis metropolitan area.

    Early in its history, the village was a railway town along the Terre Haute and Alton Railroad.[3] In the 19th century, industry in the town included milling of grain from local farms[3] and coal mining.[4] In the early 20th century, the railroad was rerouted to go through nearby Edwardsville.[5] By the mid 20th century, the rail industry had pulled out entirely and the village became known as a bedroom town.[5]