Seminole, Florida Mortgage Rates

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Seminole Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Seminole Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Seminole are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    The Seminole are a Native American people who developed in Florida in the 18th century. Today, they live in Oklahoma and Florida, and comprise three federally recognized tribes: the Seminole Nation of Oklahoma, the Seminole Tribe of Florida, and Miccosukee Tribe of Indians of Florida, as well as independent groups. The Seminole people emerged in a process of ethnogenesis from various Native American groups who settled in Spanish Florida beginning in the early 1700s, most significantly northern Muscogee Creeks from what is now Georgia and Alabama.[1]

    The word “Seminole” is derived from the Muscogee word simanó-li. This may have been adapted from the Spanish word cimarrón, meaning “runaway” or “wild one”.[2] Seminole culture is largely derived from that of the Creek; the most important ceremony is the Green Corn Dance; other notable traditions include use of the black drink and ritual tobacco. As the Seminole adapted to Florida environs, they developed local traditions, such as the construction of open-air, thatched-roof houses known as chickees.[3] Historically the Seminole spoke Mikasuki and Creek, both Muskogean languages.[4]