Miami, Florida Mortgage Rates

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Miami Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Miami Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Miami are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Miami, Florida Mortgage Calculator

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    Miami, Florida Home Loans made Simple

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    1. Pre-Qualify

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    2. Apply Online

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    3. Upload Documents

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    4. Close Your Loan

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    Miami (/maɪˈæmi/), officially the City of Miami, is a coastal metropolis located in Miami-Dade County in southeastern Florida (United States). With a population of 467,963 as of the 2020 census,[10] it is the 44th-largest city in the United States and the core of the nation’s eighth-largest metropolitan area.[6] The city has the third-largest skyline in the U.S. with over 300 high-rises,[11] 58 of which exceed 491 ft (150 m).[12]