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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 2/24/2023 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Jasper, an aggregate of microgranular quartz and/or chalcedony and other mineral phases,[1][2] is an opaque,[3] impure variety of silica, usually red, yellow, brown or green in color; and rarely blue. The common red color is due to iron(III) inclusions. Jasper breaks with a smooth surface and is used for ornamentation or as a gemstone. It can be highly polished and is used for items such as vases, seals, and snuff boxes. The specific gravity of jasper is typically 2.5 to 2.9.[4] A green variety with red spots, known as heliotrope (literally sun-turn, also known as (bloodstone), is one of the traditional birthstones for March. Jaspillite is a banded-iron-formation rock that often has distinctive bands of jasper.

    The name means “spotted or speckled stone,” and is derived via Old French jaspre (variant of Anglo-Norman jaspe) and Latin iaspidem (nom. iaspis) from Greek ἴασπις iaspis (feminine noun),[6] from an Afroasiatic language (cf. Hebrew ישפה yashpeh, Akkadian yashupu).[7] This Semitic etymology is believed to be unrelated to that of the English given name Jasper, which is of Persian origin,[8] though the Persian word for the mineral jasper is also yashp (یَشم).