Bay Harbor Islands, Florida Mortgage Rates

We Shop 40 Bay Harbor Islands, FL Lenders for You!

Bay Harbor Islands Home Purchase Rates

30-YR. Conventional

Rate 5.125%  APR 5.165%

Get Quote

30-YR. FHA Loan

Rate 4.5% APR 5.227%

Get Quote

30-YR. VA Loan

Rate 4.5% APR 4.649%

Get Quote

Bay Harbor Islands Refinance Rates

30-YR. Conventional

Rate 5.125% APR 5.165%

Get Quote

30-YR. FHA Loan

Rate 4.5% APR 5.227%

Get Quote

30-YR. VA Loan

Rate 4.5% APR 4.725%

Get Quote

15 Year Rates in Bay Harbor Islands are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 8/11/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Bay Harbor Islands, Florida Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 Bay Harbor Islands lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Bay Harbor Islands mortgage quote you want us to beat? just ask.
    Bay Harbor Islands, Florida Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Bay Harbor Islands, FL Mortgage Reviews

    Bay Harbor Islands is a town in Miami-Dade County, Florida, United States. The population was 5,922 at the 2020 census.[citation needed] It is separated from the mainland by Biscayne Bay, over which the land masses are connected via the Broad Causeway. On the mainland side, Bay Harbor Islands is bordered by the city of North Miami, while to the east it borders the villages of Bal Harbour and Surfside. To the south lies the exclusive village of Indian Creek. Bay Harbor Islands is about 20 minutes’ driving distance away from Miami International Airport, and it is situated between the larger cities of Aventura and Miami Beach.

    Bay Harbor Islands was founded by Shepard Broad on April 28, 1947. It consists of two islands: originally known as Broadview and Bay Harbor, now referred to as, respectively, the West and East Islands. The West Island features single family homes, while the East Island contains the business district, a K–8 school, and multi-family housing.